105% Refinance

Fannie Mae and Freddie Mac have both implemented 105% refinance options for borrowers who wish to refinance their home mortgage, but currently do not have enough equity to qualify. The first mortgage can be up to 105% of the value of your home and there is no limit on the balance of your home equity loan or second mortgage. Income verification may not be required.

First determine whether you have a Fannie Mae or Freddie Mac mortgage loan.

Do you have a Fannie Mae Mortgage Loan?

Do you have a Freddie Mac Mortgage Loan?

Then complete the form below and we will be able to determine if you qualify to refinance your mortgage.

First Name: *
Last Name: *
Email: *
Home Phone:
Work Phone:
Cell Phone:
Street Address:
City:
State:
Zip Code:
1st - Owned by Fannie Mae or Freddie Mac?: *
1st - Current Lender/Servicer:
1st - Mortgage Type:
1st - Are You Paying Mortgage Insurance?:	Yes No
1st - Mortgage Balance:
1st - Payment:
1st - Interest Rate:
1st - Any Late Payments in the Last 12 Months?:	Yes No
1st - Currently Late?:
2nd - Current Servicer/Lender:
2nd - Mortgage Type:
2nd - Mortgage Balance:
2nd - Payment:
2nd - Interest Rate:
2nd - Any Late Payments in the Last 12 Months?:	Yes No
2nd - Currently Late?:
3rd - Mortgage?:	Yes No
3rd - If Yes, Explain Terms:
Home Value?:
Household Income - Monthly:
Expenses - Monthly [Excluding Mortgage(s)]:
Comments:
Enter Code Shown:*